Wiseman Insurance Agency Blog
10 Ways to Save on Your Ohio Auto Insurance Premium!
If you own your own car, you know how expensive it is to keep up with it. Between high gas prices and maintenance checks, it may seem like you can never catch a break! However, as your insurance experts we are here to tell you that there are always ways to lower your Ohio auto insurance premium.
Here are 10 steps to take that may end up saving you a few bucks here and there:
#1: Choose a higher deductible for later and save money now. By doing this, you may save up to 40% on your premium!
#2: Prove to the agency that your car is low risk. How? Make sure your car has great safety features, such as automatic seatbelts, alarms, etc.
#3: Ask to pay annually rather than monthly. Installment fees will add up over time.
#4: Teen driver? Have your child take a safety driving course or class. Many times, this will lower their premium!
#5: Check on your credit score and find out how you can improve it. Insurance agencies may factor your score into your premium.
#6: Ask about discounts no matter what. If you do not ask, you will never know what you could be saving. Possible discounts include: low mileage, good student, safe driving record, mature driver, etc.
#7: Avoid duplicating coverage. If you already have medical coverage on your health insurance policy, you may not need it with your auto insurance. Ask an expert.
#8: Choose your car wisely! More expensive and flashy cars will be associated with higher theft rates and risks. Choosing a low-profile car may mean a lower premium.
#9: Bundle auto and home insurance. The more policies you bundle with the same carrier, the greater savings.
#10: Avoid choosing the first big-name insurance company you see on television. Shop around in your own town. Local insurance agencies can provide affordable coverage, too!
If you have any other questions or concerns about your Ohio auto insurance premium, never hesitate to speak with us at The Wiseman Agency. We would be delighted to discuss everything from coverage options to ways to save!